Companies / Financials
TRV
Travelers Companies (The)
Property & Casualty Insurance
Property & Casualty InsuranceAnalysis in progress
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Business at a glance
Operating-health scores describe reported fundamentals on a 0–100 scale. They are not a rating of the stock. How they work
Operating health66
Growth50
Profitability60
Cash generationn/a
Balance sheetn/a
Dilution control89
Key ratios and five-year financials
Latest quarter revenue YoY (2026-09-30)-0.5%Revenue growth (FY)5.2%Revenue CAGR (3y)9.8%Gross margin—Operating margin—Net margin12.9%Free cash flow margin21.7%R&D / revenue—Stock comp / revenue0.5%Net debt / operating cash flow-0.07xCurrent ratio—Diluted share count change-1.5%
| Fiscal year ending | FY 2021-12 | FY 2022-12 | FY 2023-12 | FY 2024-12 | FY 2025-12 |
|---|---|---|---|---|---|
| Revenue | $34.8B | $36.9B | $41.4B | $46.4B | $48.8B |
| Net income | $3.7B | $2.8B | $3.0B | $5.0B | $6.3B |
| Operating cash flow | $7.3B | $6.5B | $7.7B | $9.1B | $10.6B |
| Free cash flow | $7.3B | $6.5B | $7.7B | $9.1B | $10.6B |
| Stock-based comp | $162M | $183M | $214M | $260M | $256M |
| Buybacks | $2.2B | $2.0B | $958M | $1.0B | $3.0B |
| Dividends | $869M | $875M | $908M | $951M | $979M |
| Cash | $761M | $799M | $650M | $699M | $842M |
| Total debt | $100M | $100M | $100M | $100M | $100M |
| Equity | $28.9B | $21.6B | $24.9B | $27.9B | $32.9B |
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