Companies / Financials
SCHW
Charles Schwab Corporation
Investment Banking & Brokerage
Investment Banking & BrokerageAnalysis in progress
In progress
We are decoding this company's strategy and relationships
New analyses are published every weekday. Founding members get them first.
Business at a glance
Operating-health scores describe reported fundamentals on a 0–100 scale. They are not a rating of the stock. How they work
Operating health86
Growth71
Profitability100
Cash generationn/a
Balance sheetn/a
Dilution control87
Key ratios and five-year financials
Latest quarter revenue YoY (2026-09-30)16.9%Revenue growth (FY)22.0%Revenue CAGR (3y)4.8%Gross margin—Operating margin—Net margin37.0%Free cash flow margin36.6%R&D / revenue—Stock comp / revenue1.3%Net debt / operating cash flow-2.36xCurrent ratio—Diluted share count change-1.4%
| Fiscal year ending | FY 2021-12 | FY 2022-12 | FY 2023-12 | FY 2024-12 | FY 2025-12 |
|---|---|---|---|---|---|
| Revenue | $18.5B | $20.8B | $18.8B | $19.6B | $23.9B |
| Net income | $5.9B | $7.2B | $5.1B | $5.9B | $8.9B |
| Operating cash flow | $2.1B | $2.1B | $19.6B | $2.7B | $9.3B |
| Capital expenditure | $916M | $971M | $700M | $620M | $548M |
| Free cash flow | $1.2B | $1.1B | $18.9B | $2.0B | $8.8B |
| Stock-based comp | $254M | $366M | $320M | $337M | $317M |
| Buybacks | $0 | $3.4B | $2.8B | $0 | $7.3B |
| Dividends | $1.8B | $2.1B | $2.3B | $2.3B | $2.3B |
| Cash | $63.0B | $40.2B | $43.3B | $42.1B | $46.0B |
| Total debt | $23.8B | $37.9B | $26.1B | $22.4B | $24.1B |
| Equity | $56.3B | $36.6B | $41.0B | $48.4B | $49.4B |
StratGraph publishes general, impersonal research about public companies based on public filings. It is not investment advice, not a recommendation to buy, sell or hold any security, and not tailored to any reader's circumstances. Content may contain errors and may be partly generated with AI tools; verify against the original filings, which are linked. Authors may not trade securities discussed within the window set by our trading policy. Full disclaimer.