Companies / Financials
PYPL
PayPal
Transaction & Payment Processing Services
Transaction & Payment Processing ServicesAnalysis in progress
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Business at a glance
Operating-health scores describe reported fundamentals on a 0–100 scale. They are not a rating of the stock. How they work
Operating health66
Growth43
Profitability62
Cash generationn/a
Balance sheetn/a
Dilution control94
Key ratios and five-year financials
Latest quarter revenue YoY (2026-09-30)2.0%Revenue growth (FY)4.3%Revenue CAGR (3y)6.4%Gross margin—Operating margin18.3%Net margin15.8%Free cash flow margin16.8%R&D / revenue—Stock comp / revenue3.0%Net debt / operating cash flow0.30xCurrent ratio1.29Diluted share count change-6.8%
| Fiscal year ending | FY 2021-12 | FY 2022-12 | FY 2023-12 | FY 2024-12 | FY 2025-12 |
|---|---|---|---|---|---|
| Revenue | $25.4B | $27.5B | $29.8B | $31.8B | $33.2B |
| Operating income | $4.3B | $3.8B | $5.0B | $5.3B | $6.1B |
| Net income | $4.2B | $2.4B | $4.2B | $4.1B | $5.2B |
| Operating cash flow | $5.8B | $5.8B | $4.8B | $7.5B | $6.4B |
| Capital expenditure | $908M | $706M | $623M | $683M | $852M |
| Free cash flow | $4.9B | $5.1B | $4.2B | $6.8B | $5.6B |
| Stock-based comp | $1.4B | $1.3B | $1.5B | $1.2B | $1.0B |
| Buybacks | $3.4B | $4.2B | $5.0B | $6.0B | $6.1B |
| Dividends | — | — | $0 | $0 | $130M |
| Cash | $5.2B | $7.8B | $9.1B | $6.7B | $8.0B |
| Total debt | $8.0B | $10.4B | $9.7B | $9.9B | $10.0B |
| Equity | $21.7B | $20.3B | $21.1B | $20.4B | $20.3B |
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