StratGraph
Companies / Financials
HIG

Hartford (The)

Property & Casualty Insurance

Property & Casualty InsuranceAnalysis in progress
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Business at a glance

Operating-health scores describe reported fundamentals on a 0–100 scale. They are not a rating of the stock. How they work

Operating health70
Growth34
Profitability100
Cash generationn/a
Balance sheetn/a
Dilution control76
Key ratios and five-year financials
Latest quarter revenue YoY (2026-09-30)1.8%Revenue growth (FY)3.3%Revenue CAGR (3y)1.9%Gross margin—Operating margin—Net margin254.7%Free cash flow margin382.0%R&D / revenue—Stock comp / revenue9.4%Net debt / operating cash flow0.71xCurrent ratio—Diluted share count change-4.1%
Fiscal year endingFY 2021-12FY 2022-12FY 2023-12FY 2024-12FY 2025-12
Revenue$1.6B$1.4B$1.4B$1.5B$1.5B
Net income$2.4B$1.8B$2.5B$3.1B$3.8B
Operating cash flow$4.1B$4.0B$4.2B$5.9B$5.9B
Capital expenditure$133M$175M$215M$145M$169M
Free cash flow$4.0B$3.8B$4.0B$5.8B$5.8B
Stock-based comp$128M$131M$125M$133M$141M
Buybacks$1.7B$1.6B$1.4B$1.5B$1.6B
Dividends$485M$506M$528M$556M$592M
Cash$337M$344M$189M$234M$177M
Total debt$4.9B$4.4B$4.4B$4.4B$4.4B
Equity$17.8B$13.7B$15.3B$16.4B$19.0B

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