StratGraph
Companies / Information Technology
FICO

Fair Isaac

Application Software

Application SoftwareAnalysis in progress
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Business at a glance

Operating-health scores describe reported fundamentals on a 0–100 scale. They are not a rating of the stock. How they work

Operating health79
Growth98
Profitability100
Cash generation100
Balance sheet15
Dilution control82
Key ratios and five-year financials
Latest quarter revenue YoY (2026-06-30)25.7%Revenue growth (FY)27.3%Revenue CAGR (3y)18.8%Gross margin86.1%Operating margin49.9%Net margin32.9%Free cash flow margin42.2%R&D / revenue8.3%Stock comp / revenue7.3%Net debt / operating cash flow5.02xCurrent ratio0.99Diluted share count change-6.4%
Fiscal year endingFY 2022-09FY 2023-09FY 2024-09FY 2025-09FY 2026-09
Revenue$1.4B$1.5B$1.7B$2.0B$2.5B
Gross profit$1.1B$1.2B$1.4B$1.6B$2.2B
Operating income$542M$643M$734M$925M$1.3B
Net income$374M$429M$513M$652M$835M
Operating cash flow$509M$469M$633M$779M$1.1B
Capital expenditure$6M$4M$9M$9M$2M
Free cash flow$503M$465M$624M$770M$1.1B
R&D$147M$160M$172M$188M$209M
Stock-based comp$115M$124M$149M$157M$185M
Buybacks$1.1B$406M$822M$1.4B$3.0B
Cash$133M$137M$151M$134M$218M
Total debt$1.9B$1.9B$2.2B$3.5B$5.6B
Equity-$802M-$688M-$963M-$1.7B-$3.9B

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