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Multi-line Insurance

Multi-line InsuranceAnalysis in progress
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Business at a glance

Operating-health scores describe reported fundamentals on a 0–100 scale. They are not a rating of the stock. How they work

Operating health61
Growth51
Profitability39
Cash generationn/a
Balance sheetn/a
Dilution control91
Key ratios and five-year financials
Latest quarter revenue YoY (2026-09-30)9.2%Revenue growth (FY)7.9%Revenue CAGR (3y)7.9%Gross margin—Operating margin—Net margin6.8%Free cash flow margin12.5%R&D / revenue—Stock comp / revenue0.7%Net debt / operating cash flow—Current ratio—Diluted share count change-1.9%
Fiscal year endingFY 2021-12FY 2022-12FY 2023-12FY 2024-12FY 2025-12
Revenue$10.2B$10.2B$11.1B$11.9B$12.8B
Net income$1.4B$277M$642M$760M$873M
Operating cash flow$782M$597M$1.1B$1.3B$1.8B
Capital expenditure$187M$186M$202M$221M$236M
Free cash flow$594M$411M$936M$1.1B$1.6B
Stock-based comp$67M$63M$75M$81M$86M
Buybacks$839M$573M$193M$307M$304M
Dividends$158M$150M$152M$156M$168M
Cash$2.0B$1.5B$1.6B$1.8B$1.8B
Equity$5.5B$4.2B$4.8B$5.1B$5.9B

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